Free Tools · Buyers & Sellers
Simulate your
real estate project
Two calculators in one — estimate your mortgage payment or your net proceeds from a sale. No data is stored.
The Property
20,0 % of purchase price
CMHC Insurance Required — down payment below 20%. The premium (2.8% to 4.0% of the borrowed amount) is not included in this simulation.
Financing
Duration before renewal at market rate
Included in estimated total monthly cost
Simulation Results
—
/ month
Amortization Schedule — by year
| Année | Principal | Interest | Balance |
|---|
Simulation using a semi-annually compounded rate (Canadian rule). For informational purposes only — not contractual. For your actual borrowing capacity, please consult your financial institution.
Price & Mortgage
Leave 0 if you own without a mortgage
Check with your lender. Usually 3 months interest or IRD.
Commission & Fees
Generally between $1,000 and $2,000 in Quebec
Positive if the buyer reimburses you; negative if you owe them
Net Proceeds Estimate
Net proceeds
Mortgage
Commission
Notary & fees
Simulation provided for informational purposes. Actual costs may vary. For a precise evaluation of your actual net proceeds, contact Marie-Pascale — free and no obligation.